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mortgage underwriter
Posted on November 11, 2024 by Employer details Rebel Mortgage Ltd.
Job details
Responsibilities: - Review and analyze mortgage loan applications to ensure they meet lending guidelines and requirements - Evaluate borrower's creditworthiness and ability to repay the loan - Assess the risk associated with each loan application and make informed decisions - Verify and validate borrower's financial information, including income, assets, and debts - Conduct thorough research and data collection to support underwriting decisions - Calculate debt-to-income ratios and other financial ratios to determine loan eligibility - Collaborate with loan officers, processors, and other stakeholders to gather necessary information for underwriting process - Prepare detailed reports summarizing findings and recommendations for loan approval or denial - Stay up-to-date with industry regulations and changes in lending guidelines Requirements: - Bachelor's degree in finance, accounting, or related field (preferred) - Proven experience as a mortgage underwriter or similar role in the financial services industry - Strong analytical skills with the ability to interpret complex financial data - Excellent math skills for calculating ratios, percentages, and other financial metrics - Knowledge of mortgage lending regulations and guidelines (e.g., FHA, VA, USDA) - Attention to detail and accuracy in reviewing loan applications and supporting documents - Strong communication skills to effectively communicate underwriting decisions to stakeholders - Ability to negotiate terms and conditions of loans based on risk assessment - Proficient in using underwriting software systems and tools for data analysis If you are a detail-oriented individual with a strong background in mortgage underwriting, we want to hear from you! Join our team of skilled professionals who are dedicated to providing exceptional service to our clients. Please note that this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities, and activities may change at any time with or without notice. Job Types: Full-time, Part-time, Freelance Pay: $34,000.00-$95,000.00 per year Expected hours: 20 ? 35 per week Additional pay: * Bonus pay * Commission pay Benefits: * Casual dress * Dental care * Flexible schedule * Life insurance * Vision care Flexible language requirement: * French not required Schedule: * Monday to Friday * Weekends as needed Experience: * mortgage underwriting: 1 year (required) Language: * English (required) Licence/Certification: * Mortgage Agent/Broker License (required) Work Location: Hybrid remote in Barrie, ON L4N 6N5- LocationBarrie, ON
- Workplace information On site
- Salary$34,000 to $95,000YEAR annually
- Terms of employment Full time
- Starts as soon as possible
- vacancies 1 vacancy
- Source indeed.com #9523031658
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